Some federal shared services payroll centers are making small but significant changes to their pay schedule in 2018. Each payroll center has a slightly different calendar for the new year. These changes can impact TSP contributions, annual leave banks, and other...
So far in this series, we have covered the basics of the Thrift Saving Plan, employee and agency contributions, and the differences between Traditional and Roth TSP accounts. The next couple of posts will look at loans, withdrawals, and refunds in your TSP account,...
So far in this series, we have covered the basics of the Thrift Saving Plan, employee and agency contributions, and the differences between Traditional and Roth TSP accounts. The next couple of posts will look at loans, withdrawals, and refunds in your TSP account,...
Previous posts in this series have looked at the basics of the TSP and employee contributions and agency contributions. Now, we'll compare and contrast the Traditional and Roth TSP. Traditional vs. Roth TSP Here we’ll look at the differences between a Traditional and...
The first post in this series looked at the basics of the Thrift Savings Plan and employee contributions. This post will look at your agency contributions and how those affect the total amount you contribute to your TSP account. Agency Contributions for FERS FERS...
Over the next few weeks, we’ll be looking at the Thrift Savings Plan. While previous blogs have covered basic information about the TSP, they haven’t covered topics such as contributions made to the TSP in a non-pay status, military service, and more. First, we’ll...
The Federal Retirement Thrift Investment Board (FRTIB) said Thrift Savings Plan participants may see slower reaction times as the agency processes funds going in and out of TSP. This is because of the Equifax breach that happened recently. Security Over Speed “In some...
The proposed legislation was approved and suggests reducing the mandated interest rate of the Thrift Savings Plan G Fund. The G Fund is made up of government securities and this legislation wants to have its interest rate more adequately match its risk profile. The...
Previous posts have looked at the I fund of the TSP and why people may shy away from investing in it, and at the other funds—G, C, S, F. Now, we will focus on the L funds in the TSP, or Lifecycle funds. Lifecycle Funds Lifecycle funds use determined investment mixes...
A previous post looked at the I fund of the Thrift Savings Plan. This post will look at a few more of the funds available under the TSP. G Fund—Government Securities Investment Fund The objective of this fund is to produce a rate of return that is higher than...
Investing, whether in an employer-sponsored retirement program or in stocks and bonds, is risky. Weighing the risk-reward ratio is important in determining where to invest your money. Stocks rise and fall often and learning as much as possible about these funds will...
The Thrift Savings Plan is one part of the Federal Employees Retirement System, so it’s an important part of your retirement income. The following are Thrift Savings Plan mistakes you should avoid. Not Updating Beneficiary Forms This Thrift Savings Plan mistake can...
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